Relogio de Runway para Sair do Trabalho

Mostra quanto tempo suas reservas sustentam sua vida. Combina caixa, despesas mensais e renda extra para runway em dias e meses.

Inputs

Cash Savings ($)

Monthly Expenses ($)

Side-Hustle Income ($/mo)

One-Time Cushion ($)

Advanced Settings

Health Insurance ($/month)

COBRA or marketplace insurance cost you'll pay without employer coverage. COBRA averages ~$600/month for individuals.

Monthly Expense Inflation (%)

Annual rate at which your expenses increase (rent hikes, food costs, etc.).

Emergency Reserve (months)

Months of expenses to keep as untouchable emergency fund. Reduces your usable runway.

Severance / Final Paycheck ($)

Expected severance pay, unused PTO payout, or final paycheck.

Savings Interest/Growth Rate (%)

Annual return on savings (HYSA ~5%, invested ~7-10%). Extends your runway.

Estimates use a 30.4-day month. Advanced settings model inflation and growth month-by-month.

Enter your numbers to calculate your runway.

Runway (Days)

Runway (Months)

Quit Date + Runway

Net Burn ($/mo)

Daily Burn Rate

Runway e poupanca dividida pelo burn liquido. Renda extra reduz o gasto real.

Um modelo simples ajuda a planejar mudancas com menos surpresa.