Reloj de Runway para Dejar el Trabajo
Muestra cuanto tiempo pueden sostenerte tus ahorros si dejas tu empleo hoy. Combina efectivo, gastos mensuales e ingresos extra para calcular runway en dias y meses.
Inputs
Advanced Settings
COBRA or marketplace insurance cost you'll pay without employer coverage. COBRA averages ~$600/month for individuals.
Annual rate at which your expenses increase (rent hikes, food costs, etc.).
Months of expenses to keep as untouchable emergency fund. Reduces your usable runway.
Expected severance pay, unused PTO payout, or final paycheck.
Annual return on savings (HYSA ~5%, invested ~7-10%). Extends your runway.
Estimates use a 30.4-day month. Advanced settings model inflation and growth month-by-month.
Runway Snapshot
Runway (Days)
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Runway (Months)
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Quit Date + Runway
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Net Burn ($/mo)
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Daily Burn Rate
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Health Insurance Cost
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Emergency Reserve
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Por que funciona
El runway es ahorros divididos por burn neto. Al restar ingresos, ves el consumo real de caja.
Un modelo claro ayuda a planear cambios de carrera con menos sorpresas.